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Protecto Beasiswa

Life insurance products with Dwiguna Combination type products that provide the risk of death protection and stages at a predetermined time

insurance type

Combined Dwiguna Life Insurance

insurance period

Till 21 Years

candidate age of the insured

20 To 60 Years

publication

Product Excellence Protecto Beasiswa Cerdas

Life insurance products with Dwiguna Combination type products that provide the risk of death protection and stages at a predetermined time

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PRODUCT EXCELLENCE

Life insurance products that provide a combined benefit between the elements of savings in the form of education and death risk

PRODUCT BENEFITS

  1. If the Insured dies within the coverage period and the inforce policy then the Beneficiary will receive 200% Sum Insured (SD) and since then the automatic coverage ends.
  2. If the insured lives in the insurance period will be paid the stages that will be given at the end of the policy year of the stages in accordance with Kresna Life.
  3. At the end of elementary school, junior high school and high school PLUS PLUS funds that can be used for preparation of the final exam, namely according to the following table:

EDUCATION

YEAR PAID

PAYMENT

SD

(y) =  11.5 Tahun

5% UP

SMP

(y) =  14.5 Tahun

5% UP

SMA

(y) =  17.5 Tahun

5% UP

If the Insured dies within the premium payment period and the lapse policy status, the Benedict will receive a compensation amount of Paid Up which is calculated based on the Redemption Value of the Policy upon the expiration of the Grace Period and from then on the automatic term expires.

PRODUCT TERMS

  1. Payment in Regular / Annual;
  2. The premium payment period (m) is 18 years minus the child's age of 5 years;
  3. The life insurance period (n) 21 years minus the child's entry age;
  4. Age of the insured (x) 20 Years s / d 60 Years (nearest birthday);
  5. Child Age (y) 0 Year to 13 Years (nearest birthday);
  6. Age of the insured (x) + premium payment period (m) up to 62 years;
  7. Minimum UP Rp. 20.000.000, -

How to Pay "Annual" Premiums can be developed into a mode of premium payment per semester, quarterly or monthly provided that:
How to Pay Half Year / Semester: 52% x Annual Premium.
How to Pay Quarter: 27% x Annual Premium.
How to Pay Monthly: 10% x Annual Premium.

*) Terms And Conditions Apply

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