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group insurance

Protecto Credit Life

insurance type

General Insurance

insurance period

Maximum 20 Year

benefits insurance

Protection Until The Age Of 65 Years

publication

Protecto Credit Life

BUY THIS PRODUCT   DOWNLOAD SERVICE SUMMARY

  protecto-credit-life-file-link-2017-10-23-120354.pdf (238.63 kB)

PRODUCT EXCELLENCE

Provide benefits in the form of repayment of the principal debtor's loan / Insured to the Creditor / Lender if within the period of insurance (repayment of loan installment) occurs the risk of death (natural or accidental death) on the Debtor / Insured.

INSURANCE BENEFITS

Credit Benefits for Credit Beneficiaries (Debtors):

  • There is certainty that the loan will be repaid if the Insured dies so that the Debtor family does not bear the burden of the remaining loan.
  • The ownership rights of the collateral remain the property of the Beneficiary

 

Benefit of liability for Creditors (Creditor) is a guarantee of credit repayment certainty, protection of financial risk.

PRODUCT PROVISIONS

1. Meet the Medical Underwriting requirements set by the Insurer.

2. The Policyholder conveys the data of the prospective Insured, including:

  • Debtor Name.
  • Personal Identity Number (ID / Driver ID).
  • Insured date of birth.
  • Insurance Beginning Date.
  • Insurance Period.
  • Amount of Sum Insured or Amount of Loan,
  • Fill out and sign the Letter of Life Insurance Demand Credit (SPAJK) and Health Statement (SPK)

3. Age of the participant at the time of the maximum 60 years of coverage, with age / contract   maximum  65 years.

*) Terms And Conditions Apply

kresna life

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